This Privacy Policy explains how Cafe Farm Insurance processes personal data when users visit cafefarmcloset.monster or use our insurance selection services for retirees.
We may collect identification details, contact information, age or retirement-related information, preferences about insurance coverage, communication records, technical data, and any other information a user chooses to submit through the site.
We receive data when users complete forms, send messages, browse the site, or interact with cookies and similar technologies. We may also generate technical records such as access logs and usage statistics.
The site may use essential cookies, preference cookies, and analytics cookies. Essential cookies support basic site functions, preference cookies remember settings, and analytics cookies help us understand how the site is used.
Users may block or delete cookies through their browser settings. Some cookies are necessary for the site to function, and limiting them may affect performance or available features.
When GDPR applies, we process personal data on a lawful basis such as consent, performance of a contract, compliance with legal obligations, or our legitimate interests, depending on the context and the type of data involved.
Where applicable, individuals may request access, rectification, erasure, restriction, portability, or objection, and may withdraw consent where processing relies on consent. They may also lodge a complaint with the competent supervisory authority.
Depending on applicable law, users may have rights to access, correct, delete, restrict, or object to processing, and to receive a copy of certain data. Some requests may be limited where we must retain information for legal or operational reasons.
To exercise a privacy right, a user should submit a clear request through the contact details in this policy and include enough information for us to identify the relevant data. We may ask for additional details before responding.
We keep personal data only for as long as needed for the purpose for which it was collected, to meet legal or accounting requirements, or to protect our legitimate interests. When data is no longer needed, we delete it or anonymize it where feasible.
If we make material changes, we will update the policy on the site and, where appropriate, provide additional notice before the changes take effect.
We process personal data to respond to inquiries, assess service needs, provide insurance selection support, manage communications, maintain and secure the site, analyze usage, meet legal obligations, and handle disputes or enforcement matters.
We may disclose personal data to hosting providers, analytics providers, communication tools, and other operational partners that support the site and our services. These parties act under instructions or contractual obligations appropriate to their role.
We may share personal data where necessary to comply with legal obligations, respond to lawful requests, establish or defend legal claims, or protect the rights, safety, or security of users, our business, or others.
